A Free Resource Site For First-Time Home Buyers

Tag: First-Time Homebuyer

  • Empower Homebuyers In Santa Clara County

    Empower Homebuyers In Santa Clara County

    by

    Site Editor
    in ,

    We believe communities prosper when people can own a home in places that matter to them. Article From https://housingtrustsv.org/ With housing costs so high, many of our friends, families, colleagues, and neighbors in the greater Bay Area cannot afford to purchase a home here, because securing a down payment is out of reach. In San…

  • Guide for First-Time Home Buyers: Making Your Dream Home a Reality

    Guide for First-Time Home Buyers: Making Your Dream Home a Reality

    by

    Site Editor
    in ,

    Thinking of buying your first home? It’s an exciting journey, and we’ve got some helpful tips to guide you through the process—before, during, and after your purchase. Before You Buy: Finding Your Dream Home: During the Buying Period: Post Purchase: Buying your first home is a significant step, and with these tips, we hope you…

  • CALIFORNIA DREAM FOR ALL-California Program That Helps Pay for Your First House

    CALIFORNIA DREAM FOR ALL-California Program That Helps Pay for Your First House

    by

    Site Editor
    in

    Applications Open April 3 for California Program That Helps Pay for Your First House Erin Baldassari  Article from KQED When it rolled out last year, the California Dream for All program — a loan application for first-time home buyers — exhausted its approximately $300 million of funding within 11 days. That prompted some changes this…

  • Real Estate Update 12/2023: Homebuyers Pause as Interest Rates Rise

    Real Estate Update 12/2023: Homebuyers Pause as Interest Rates Rise

    by

    Site Editor
    in

    Key Points: Mortgage demand is facing challenges as interest rates make a comeback, affecting especially those looking to buy homes. What Happened: Why the Pause: What’s Behind the Rates: In conclusion, the real estate market is seeing a slowdown in homebuyer activity as interest rates tick up. Mortgage applications for refinancing are on the rise,…

  • How To Buy A Home With No Down Payment

    How To Buy A Home With No Down Payment

    by

    Site Editor
    in

    Guide to Purchasing a Home with No Down Payment: Research and Preparation: Local Grants and Assistance Programs: Understanding Grant Programs: First-Time Home Buyer Programs: Closing Costs Assistance: Example Scenario: Structuring the Purchase: Federal Programs Offering 100% Financing: Avoiding Common Mistakes:

  • First-Time Homebuyer Programs And Grants

    First-Time Homebuyer Programs And Grants

    by

    Site Editor
    in

    There are several types of first time home buyer assistance programs First-time homebuyer programs encompass a range of home loan and assistance initiatives tailored for those purchasing their first homes. While primarily designed for individuals who have never owned a home, these programs also promote home ownership in specific geographic areas. Some programs extend eligibility…

  • FHA HOME LOAN PROGRAM

    FHA HOME LOAN PROGRAM

    by

    Site Editor
    in

    HUD (Housing and Urban Development) operates the FHA (Federal Housing Administration), a department designed to help home buyers secure FHA loans for property purchase, rehabilitation, and/or refinancing. While lenders provide the loan capital, if the loan adheres to HUD/FHA guidelines, it receives insurance from the Federal Government to cover defaults. Why opt for an FHA…

  • First-Time Home Buyer Essentials: A Step-by-Step Guide

    First-Time Home Buyer Essentials: A Step-by-Step Guide

    by

    Site Editor
    in

    Thinking about buying your first home? Before you dive in, it’s crucial to be well-prepared. With nearly two decades in the mortgage and real estate industry, we’ve encountered many eager home shoppers who, despite their enthusiasm, weren’t fully prepared for the process. If you’re a first-time home buyer, take a moment to pause, get organized,…